The Best Point of Sale System for Anyone to Use

Collect donations and sell merchandise anytime, anywhere! Simply use Tap on Mobile with our top-rated POS system for nonprofit organizations, clubs, PTAs, small businesses, and groups. Pair the Cheddar Up card reader with our easy-to-use app to turn your iPhone or Android into a fundraising machine. It’s that easy! 

Make Payments Effortless with the Cheddar Up Card Reader

It’s as easy as tap and go! Our iOS and Android apps let you take payments online and in person. Accept cash, credit, check, or ACH anywhere and track it all in one spot.

Quick setup

Our Bluetooth card readers are so easy to use that you’ll be up and running in minutes.

Multiple Card Inputs

Our Bluetooth card readers have multiple card inputs allowing tap, dip or swipe.

Seamless tracking

Whether online or in person, all your payments are tracked in one place.

Payments + forms

Add custom forms to collect additional information with your payments.

Make Payments Effortless with the Cheddar Up Card Reader

It’s as easy as tap and go! Our iOS and Android apps let you take payments online and in person. Accept cash, credit, check, or ACH anywhere and track it all in one spot.

Made for groups like yours


Cheddar Up has been a game changer for our organization. We run spirit shop sales and concessions through the POS system and it has become our single solution for payment processing.

Nikki Weiss
Boswell Band Boosters


I really appreciate the ease of use and that the platform is so flexible. I can use it to collect at an event or for a donation—even to set up an online store. Cheddar Up’s ability to track item inventory so we avoid overselling is just what we need.

Christian Hidek
PTA Board Member


Cheddar Up has simplified our school district’s money collecting—from club dues to t-shirt purchases—and saves me HOURS. Having an easy way for our community to pay is a priority for our district. Cheddar Up meets that need beautifully.

Darel Bernholtz
Denison Community Schools


Cheddar Up allowed us to increase our troop sales by taking payments for our cookie booth sales. It’s also been great for troop activities that allow us to empower our young girls to achieve great things. We love Cheddar Up!

Ana Dacaret
Troop leader

Why Cheddar Up is the Best Point of Sale System for You

Running a small business or a nonprofit takes a village. Isn’t that the truth! That’s why we offer more than just a way to swipe cards.
Our Cheddar Up card reader is designed to be easy to use. From collecting donations to selling event tickets and merch, Cheddar Up provides a unified platform to manage all your payment needs. We’ve built a POS system for nonprofit teams, clubs, and groups that is both powerful and a total breeze to use.
Now, you can spend your energy on your mission, not on finicky, complicated point of sale gadgets!
Cheddar Up Reader
Accepts Chips
Yes, all major cards
Accepts Tap to Pay
Yes, Apple and Google Pay contactless NFC (Near Field Communication)
Accepts Swipe
Yes, reliably accepts card swipe
Event Ticket Scanning
Yes, can handle QR codes
Suitable for Nonprofits
Yes, our POS is built for nonprofits and groups
Volunteer-Friendly
Yes, our app is easy to use
Real-time Syncing Online
Yes, instant updates sent straight to your Cheddar Up account
Cheddar Up Reader
Accepts Chips
Accepts Tap to Pay
Accepts Swipe
Ticket Scanning
Nonprofits Worthy
Volunteer-Friendly
Real-time Syncing

3 Steps to Set Up Your On-the-Go Payment Solution

Download the free app for iOS or Android, purchase a Cheddar Up card reader for your phone, and start collecting payment in minutes. It’s as easy as 1, 2, 3!

Clear and simple pricing

Collecting on Cheddar Up is FREE. Payers pay a convenience fee (3.95% + $0.95 for Basic plan collections and 3.59% + $0.59 for Pro and Team plan collections).

Let volunteers easily accept point-of-sale payments

Have multiple volunteers helping at your event? Simply share an auto-generated Event QR Code with your volunteers and they can start taking payments immediately without needing full access to your account.

Frequently Asked Questions

Is there a cost to use the Cheddar Up card reader and POS system?

Collecting on Cheddar Up is FREE. Payers pay a convenience fee (3.95% + $0.95 for Basic plan collections and 3.59% + $0.59 for Pro and Team plan collections).

Can I use a POS system for fundraising events?

Yes, this is a very popular way to use our POS system for nonprofit organizations. With the Cheddar Up card reader, you can sell tickets, accept donations, and sell merchandise all from a single source of truth. Our mobile app and card readers make it easy to take payments anywhere at your event.

How does the Cheddar Up card reader work?

The Cheddar Up card reader is a simple Bluetooth device that pairs with your smartphone (iPhone or Android) or tablet. Once connected, you can use the Cheddar Up app to accept credit card payments via tap, dip, or swipe. It’s the easiest way to take in-person payments.

Do I need a card reader if my phone has Tap-to-Pay?

While you can use Tap on Mobile to accept contactless payments, the Cheddar Up card reader is a total pro at handling every situation! It lets you accept swipe and chip cards for donors who aren’t using mobile wallets yet. Plus, it looks great on your table and acts as a reliable backup so you never miss a single donation.

What happens if the internet drops during an event?

Since we process payments in real-time to keep your data safe, a steady connection is key! We recommend having a reliable Wi-Fi signal or a cellular hotspot as a backup. If one connection gets grumpy, you can quickly hop onto a mobile hotspot and keep payments coming without missing a beat.

Is the Cheddar Up card reader reliable for big events?

You bet! The Cheddar Up card reader is a little powerhouse built for high-volume crowds. It features a long-lasting battery and a rock-solid Bluetooth connection. Just give it a full charge before your event, and it’s ready to work as hard as your volunteers do!

Is the Cheddar Up card reader secure?

Safety first, of course. Our POS for nonprofit teams  uses industry-standard encryption and is fully PCI-compliant. Whether a donor chooses to tap, dip, or swipe, their sensitive info is encrypted instantly and is never stored on your personal device. It’s the best point of sale system for keeping your community’s data under lock and key.