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A payments alternative to Venmo and PayPal that’s made for groups

Cheddar Up vs PayPal you ask? We’ll explain the difference. For starters, Cheddar Up is made for groups with online forms, instant tracking, one-click reporting and more.

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Cheddar Up vs. PayPal and Venmo

While we’re big fans of Venmo for paying back a friend and we admire PayPal’s sheer reach, collecting both payments and information from tens or hundreds or even thousands of people requires well…more. Here is a little background and a quick look at how Cheddar Up stacks up.

Made for groups

Friction-free payments and group tracking

No app necessary

Pay without downloading an app or creating an account

Payments and forms

Collect money AND information (no more separate forms)

Custom payment pages

Online payment pages for anything (events, dues, donations...)

Easy handoff

Easily pass the reigns or share duties with an online history

Item and collection-specific reporting

Detailed tracking makes reporting a breeze

Integrated point of sale

Online and in-person payments and tracking in one spot

Cheddar Up







Venmo







PayPal







Made for groups

No app necessary

Payments and forms

Custom payment pages

Easy handoff

Item and collection-specific reporting

Integrated point of sale

Cheddar Up







Venmo







PayPal







Cheddar Up vs PayPal: Fees and Payment Methods

Unlike other group payment platforms, is it always free to collect on Cheddar Up. Non-profits, sellers and volunteer-led organizations love Cheddar Up because they keep 100% of the payments they receive. Another key benefit of Cheddar Up is its sheer flexibility when it comes to absorbing fees: choose to absorb all fees or only e-check fees. You can even offer your payers the option to pay fees during checkout—perfect for fundraising drives and donations.

Cheddar Up

By default payer pays fees
Organizer can choose to absorb fees or give payer the option to cover fees
Credit Card
3.5% + $0.59
eCheck
Basic Plan: Not offered
Pro Plan: Flat 0.75% (minimum $1)
Team Plan: Flat $0.59
Cash/Check
free (and tracked!)

Venmo*

Payers pay fees
Credit Card
3%
Balance or Bank Transfer
Free (payer needs account)

PayPal*

Collector pays fees
Credit Card
3.49% +$0.49
Balance or Bank Transfer
Free (payer needs account)

*Fees shown as of 08/2022. Please confirm with other vendors’ fees in case of changes or increases.

Create a Collection — FREE

Learn more about creating a simple online payment collection page on Cheddar Up.

“Cheddar Up’s ease and flexibility is just what our chapter needed. We use it for all types of collecting—from member dues to major events with hundreds of participants. The platform’s design is simple and intuitive, which is important to me.”
Zengsha Guo, Chapter Administrator at YPO Miami
Cheddar Up vs. PayPal

Why Organizers Choose Cheddar Up vs PayPal

online gifts for teachers

AUTOMATIC TRACKING

Cheddar Up has mastered easy-to-use, tracking and reporting that happens dynamically so there’s no need for spreadsheets and never a question of where money came from.

FRICTION-FREE PAYMENTS

With Cheddar Up, you can always pay as a guest. That means no need for payers to download an app or even create an account.

PAYMENTS + INFO

When collecting from a group, there’s often information associated with a payment (e.g., size, contact info, signature, etc.). Moving both payments, forms and waivers online is a gamechanger.

CUSTOM PAYMENT PAGES

Create unlimited branded collection pages with custom URLs for everything your group needs: dues, events, donations, gear… you name it.

INTEGRATED POINT OF SALE

It’s common for groups to need to collect online and in-person payments. Cheddar Up handles both seamlessly across web and mobile apps, keeping all payments and tracking in one spot.

EASY HANDOFF

Handing someone else the reigns and transitioning an account is simple with Cheddar Up. Your history remains intact, which results in zero reinvention and less headache all the way around.
See it in Action

You'll want to ask your group's organizer for a link. For privacy reasons, it's not possible to search for this on Cheddar Up.

Learn more about paying on Cheddar Up

Cheddar Up

Enter to Win!

Enter to win a $500 Nordstrom Gift Card by completing the fields. Winner will be announced on the Cheddar Up Stylist Facebook User Group on Friday, August 2nd at 3 pm and by email provided. Only one entry per Stylist.

You are entered to win! Good luck!