A payments alternative to PayPal that’s made specifically for groups
Cheddar Up vs Paypal — what’s the difference you ask? For starters, Cheddar Up was made to help groups with online payments and forms, instant tracking, one-click reporting and more.
Cheddar Up vs. PayPal
While we admire PayPal’s sheer reach and features, collecting both payments and information from tens or hundreds or even thousands of people requires well…more. Here’s a quick look at how Cheddar Up stacks up.
Cheddar Up
PayPal
Made for groups
Friction-free payments and group tracking
Friction-free payments and group tracking
No app necessary
Pay without downloading an app or creating an account
Pay without downloading an app or creating an account
Payments, forms, and sign ups
Collect money AND information (no more separate forms)
Collect money AND information (no more separate forms)
Custom payment pages
Online payment pages for anything (events, dues, donations...)
Online payment pages for anything (events, dues, donations...)
Easy handoff
Easily pass the reigns or share duties with an online history
Easily pass the reigns or share duties with an online history
Item and collection-specific reporting
Detailed tracking makes reporting a breeze
Integrated point of sale
Online and in-person payments and tracking in one spot
Online and in-person payments and tracking in one spot
Cheddar Up
PayPal
Made for groups
No app necessary
Payments, forms and sign ups
Custom payment pages
Easy handoff
Item and collection-specific reporting
Integrated point of sale
Cheddar Up vs PayPal: Fees and Payment Methods
Unlike other group payment platforms, is it always free to collect on Cheddar Up. Non-profits, sellers and volunteer-led organizations love Cheddar Up because they keep 100% of the payments they receive. Another key benefit of Cheddar Up is its sheer flexibility when it comes to absorbing fees: choose to absorb all fees or only e-check fees. You can even offer your payers the option to pay fees during checkout—perfect for fundraising drives and donations.
Cheddar Up
By default payer pays fees
Organizer can choose to absorb fees or give payer the option to cover fees
Organizer can choose to absorb fees or give payer the option to cover fees
Credit Card
Basic Plan: 3.95% + $0.95
Pro Plan: 3.59% + $0.59
Team Plan: 3.59% + $0.59
Basic Plan: 3.95% + $0.95
Pro Plan: 3.59% + $0.59
Team Plan: 3.59% + $0.59
eCheck
Basic Plan: not available
Pro Plan: 1.59% (min $1)
Team Plan: Flat $0.95
Basic Plan: not available
Pro Plan: 1.59% (min $1)
Team Plan: Flat $0.95
Cash/Check
Free (and tracked!)
Free (and tracked!)
Withdrawals
Bank Account: Free
Gift Card Link: Free
Bank Account: Free
Gift Card Link: Free
PayPal*
Collector pays fees
Credit Card
3.49% + $0.49
3.49% + $0.49
Bank Transfer
Free (payer needs account)
Free (payer needs account)
Cash or Check
Not available
Not available
Withdrawals
Bank Account: Free
Bank Account: Free
*Fees as of 01/2025. Please confirm with other vendor’s fees in case of changes or increases.
You’re in good company
Each month, Cheddar Up serves thousands of groups and communities across the US and Canada, helping them collect millions of dollars in payments (plus information) for just about anything. But don’t take our word for it, check out Cheddar Up reviews from our users.
”All in all Cheddar Up is the best thing that has allowed us to collect both money and memories in a way that serves both our children and school to have a most successful outcome for all parties involved. It ‘s so great that we now share the application to all of our surrounding districts to inspire everyone to use this most user friendly application and make volunteering easier and rewarding for all.”
CSA
6TH Grade Parents’ Committee 22
Why Organizers Choose Cheddar Up vs PayPal
AUTOMATIC TRACKING
Cheddar Up has mastered easy-to-use, tracking and reporting that happens dynamically so there’s no need for spreadsheets and never a question of where money came from.
FRICTION-FREE PAYMENTS
With Cheddar Up, you can always pay as a guest. That means no need for payers to download an app or even create an account.
PAYMENTS + INFO
When collecting from a group, there’s often information associated with a payment (e.g., size, contact info, signature, etc.). Moving both payments, forms and waivers online is a gamechanger.
CUSTOM PAYMENT PAGES
Create unlimited branded collection pages with custom URLs for everything your group needs: dues, events, donations, gear… you name it.
INTEGRATED POINT OF SALE
It’s common for groups to need to collect online and in-person payments. Cheddar Up handles both seamlessly across web and mobile apps, keeping all payments and tracking in one spot.
EASY HANDOFF
Handing someone else the reigns and transitioning an account is simple with Cheddar Up. Your history remains intact, which results in zero reinvention and less headache all the way around.
Ready to start?
Have questions? Chat on demand, or email — we’ve got you covered.
Kick the tires
Create a free account and build a collection to see how easy it is to collect money.
See it in action
See how easy it is to collect money with Cheddar Up.
See all features
Check out more features that help groups like yours collect payments and Information.
